Use official conditions for the next decision.
For a street or utility issue, use the responsible public authority. Keep that report separate from an assessment of the home’s wet materials. Check the observation time and your route. Never drive through water or enter an unsafe building to take photos.
Content reviewed September 10, 2026.
Keep a simple record.
Save safely taken photos, estimates, and receipts together. Use the damage checklist to keep the next conversation clear.
